About Us

We are an established payday loan and check cashing service serving the South Bay California area. We have been in business for over 12 years, and have great satsified customers. We offer the cheapest payday loan rates anywhere charging $15 per $100. In addition, we have the lowest check cashing rates charging 1% and 0.75 cents money orders. We also have Moneygram and phone cards. Fairly soon, we will have DMV registration. Customers will have have to wait in line at their DMV offices. We will have tags and licence plates to issue for our customers.

We exist since banks charge too much. I have an account at a major bank, and wanted to inquire if money could be transferred from my savings to checking automatically. They said that if overdrew my checking account, I would be charged $12 if I didn’t go online to transfer money from my savings to checking. Imagine that? $12 to transfer funds, and they would only do it in $50 increments.

At California Cash we lend our customers $100 for $15. Even if you had enough money in your savings the bank would charge you more – $12 per $50. So why do we exist? In addition, all of our customers bring in bank statements with 4-6 overdrafts by their friendly bank – we only charge $15 per $100. So why do we exist again?

People complain that the payday loan business are loan sharks. If that is the case then the banks are the mother sharks. The overdraft business for banks is a $40 billion dollar business. On average, they charge over 3000% versus the 400% that the payday loans shops charges. Why the difference? Because the size of your check that bounces at the bank and causes the overdraft is usually below $50 or even $20.

Watch out for those debit cards. Every company is getting on the bandwagon and convincing you to put your money in there. Why? So that they can charge you fees. Every time you use the card they will charge and deduct that money from your card.

We serve the towns of Torrance, Gardena, Harbor City, Redondo Beach, Carson, Compton, San Pedro, Hermosa Beach, Manhattan Beach, Hawthorne, and Lomita. We are open 7 days a week.

Please give us a call at (310) 787-7587 and see what we can do for you!

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