Check Cashing and Payday Loan Store Services

Check cashing and payday loan store services in Torrance, all in one stop at 1223 W Carson St, with payday loans up to $255.

  • Check cashing and money orders
  • MoneyGram to Mexico and beyond
  • Monthly mailbox rental

Approval is not guaranteed. Licensed by the California DFPI.

Customer paying at a store counter
Check cashingfees within California caps
Money orderslow fee, ask in store
MoneyGramMexico and worldwide
DMV registrationskip the DMV line

Check cashing and payday loan store services are all in one place at our Torrance store on W Carson Street. Along with payday loans of up to $255, we cash government and payroll checks, sell money orders, send MoneyGram transfers, take bill payments, and sell cell phone cards.

We also rent mailboxes and offer DMV registration services. This page lists each service and where to learn more. Our store is across from Harbor-UCLA Medical Center, and you can call (310) 787-7587 with questions about any service.

How it works

How it works at our counter

  1. 1
    Pick the service you need

    Look over our counter services, then read the page for the service you need before you visit.

  2. 2
    Bring your documents and ID

    Bring the check, payment, or documents for your service, and ask the store which ID it accepts.

  3. 3
    Visit or call before you come

    Call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) to confirm the details for your service.

Is it right for you?

Bill payment, MoneyGram, and DMV services in Torrance

Cash a government or payroll check

Our store cashes government and payroll checks, with fees that follow California law.

Send money with MoneyGram

MoneyGram lets you send money to Mexico and around the world from our Torrance store.

Mailbox rental

Monthly mailbox rental is available, which can help if you need a mailing address. Ask for current pricing.

DMV registration services

We offer registration and tags without the DMV line, so you can handle those items at our counter.

Cell phone cards

We sell cell phone cards at the counter, so you can pick one up on the same trip.

Compare

Our store vs paying bills online

OptionWhen it fitsWhat to watch
Our Torrance storeMany services in one place, with a phone line for questions.You need to visit in person during our hours (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM).
Online bill payYou can pay from home.Your biller must support it, and you need a bank account or card.
Money transfer appQuick to set up for many people.Fees and limits depend on the provider.
Visit us

Our Torrance store

CC California Cash

1223 W Carson Street
Torrance, CA 90502

Across from Harbor-UCLA Medical Center, in the Starbucks parking lot.

(310) 787-7587

Hours: Mon–Fri 9:00 AM–6:00 PM
Sat–Sun 10:00 AM–4:00 PM

Apply Now Directions

Good to know

More details

Check cashing at our store

We cash government and payroll checks, plus payroll debit cards and EBT-type debit cards. Our check cashing fees are posted at the counter and follow California law.

Read more on the check cashing page, or call (310) 787-7587 to confirm current rates.

Payday loans up to $255

Our store offers payday loans of up to $255. For a $255 loan, the fee is $45 and you write a $300 check. That $45 fee is the legal maximum in California.

Payday loans are for short-term emergencies, not a long-term solution. Our loans cannot be extended, rolled over, or refinanced, so you must pay the loan in full before you take a new one. The store may hold the check for up to 31 days. Ask the store for the full rate chart before you sign.

Money orders and money transfers

Our money orders are low-cost (ask at the counter for the current fee) and are as good as cash. Read the money orders guide for what you need to buy one, how to fill it out, and how to sign it.

With MoneyGram, you can send money to Mexico and around the world. Ask the store which payment types it accepts for your transfer before you come in.

Bill payment, phone cards, and mailboxes

You can pay many bills in one place at our counter. We also sell cell phone cards, and monthly mailbox rental is available (ask for current pricing).

Ask the store whether it accepts your specific bill. Bill payment and mailbox questions are easiest to answer by phone, so call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) before you visit.

DMV registration without the line

We offer DMV registration services for registration and tags, so you can skip the DMV line. Ask the store which documents to bring. For directions from the 110 and the 405, see the store page.

Frequently asked questions

What services does the Torrance store offer?

We offer check cashing, payday loans up to $255, money orders, MoneyGram transfers, bill payment, cell phone cards, monthly mailbox rental (ask for current pricing), and DMV registration services.

Does the store offer MoneyGram?

Yes. MoneyGram lets you send money to Mexico and around the world. Ask the store about the transfer steps and costs before you send.

Can I pay bills at your store?

Yes, you can pay many bills in one place. Call (310) 787-7587 to ask whether the store accepts your specific bill.

How much does a mailbox cost?

We offer monthly mailbox rental at our Torrance store. Ask for current pricing, and call (310) 787-7587 to ask what you need to rent one.

Does the store do DMV registration?

Yes. We offer DMV registration services for registration and tags, so you can skip the DMV line. Ask the store which documents to bring.

Do you sell money orders and cash checks?

Yes. Our money orders are low-cost (ask at the counter for the current fee), and we cash government and payroll checks. Our check cashing fees are posted at the counter and follow California law.

What is the maximum payday loan at your store?

The maximum is $255. You write a $300 check, and the $45 fee is the legal maximum in California.

More ways we can help

Helpful guides

Visit us or call before you come

Visit us at 1223 W Carson Street in Torrance, CA 90502, or call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM). If you need a payday loan, you can start your request online at /apply/.

    • Great Payday Loans
    • Check cashing with fees within California limits.
    • Low-cost money orders.
    • MoneyGram wire services to the world.
    • DMV Registration
    • Cell phone cards.

    At California Cash we are licensed under the State of California to provide payday loans at a regulated rate. Our fees follow California law and are disclosed in writing before you sign.

    Licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law.

Important information. CC California Cash is operated by Otane, Inc. and is licensed by the California Department of Financial Protection and Innovation (DFPI) pursuant to the California Deferred Deposit Transaction Law. A California payday loan (deferred deposit transaction) is limited to a $300 check; the fee may not exceed 15% of the check ($45), so the most you can receive is $255. Example: a $255 advance with a $45 fee repaid in 14 days has an APR of 460.16%; the APR is higher for shorter terms and lower for longer terms. Payday loans are meant for short-term emergency needs, not long-term financial solutions. There are no rollovers or extensions, and you cannot be prosecuted for a returned check. Requests made online through our website form may be reviewed by lenders in a third-party network that set their own terms; approval is not guaranteed and lenders may verify your information and check your credit. To check a license or file a complaint, contact the DFPI at 1-866-275-2677.