Money Guides from CC California Cash

Plain-English help on payday loans, check cashing, bank fees and budgeting from a Torrance store that has served LA County since 1999.

Online Payday Loans California: Risks to Know First

Thinking about an online payday loan in California? Learn the main risks, how to check a DFPI license, and what to ask before you share personal information.

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What Is Check Cashing and How Does It Work?

Check cashing turns a check into cash the same day. Learn which checks are accepted, how fees work and how California law caps them at our Torrance store.

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Overdraft Fee vs Payday Loan: What to Know Before You Borrow

An overdraft fee vs payday loan comparison: how each works in California, what each can cost, ways to avoid overdraft fees and questions to ask first.

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How to Budget Your Money When Money Is Tight

Learn how to budget your money with simple steps: list your income, pay essentials first, cut costs you control and plan for debt. General money tips.

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    • Great Payday Loans
    • Check cashing with fees within California limits.
    • Low-cost money orders.
    • MoneyGram wire services to the world.
    • DMV Registration
    • Cell phone cards.

    At California Cash we are licensed under the State of California to provide payday loans at a regulated rate. Our fees follow California law and are disclosed in writing before you sign.

    Licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law.

Important information. CC California Cash is operated by Otane, Inc. and is licensed by the California Department of Financial Protection and Innovation (DFPI) pursuant to the California Deferred Deposit Transaction Law. A California payday loan (deferred deposit transaction) is limited to a $300 check; the fee may not exceed 15% of the check ($45), so the most you can receive is $255. Example: a $255 advance with a $45 fee repaid in 14 days has an APR of 460.16%; the APR is higher for shorter terms and lower for longer terms. Payday loans are meant for short-term emergency needs, not long-term financial solutions. There are no rollovers or extensions, and you cannot be prosecuted for a returned check. Requests made online through our website form may be reviewed by lenders in a third-party network that set their own terms; approval is not guaranteed and lenders may verify your information and check your credit. To check a license or file a complaint, contact the DFPI at 1-866-275-2677.