Payday Loans Los Angeles: Licensed South Bay Store
Need payday loans Los Angeles residents can reach? Our licensed South Bay store in Torrance lends up to $255 and cashes checks too.
- Serving LA County since 1999
- Licensed by California DFPI
- Downtown LA: 25 to 35 min
Approval is not guaranteed. Licensed by the California DFPI.
Looking for payday loans in Los Angeles? CC California Cash has served Los Angeles County since 1999 from our licensed store in Torrance, in the South Bay area. We can lend up to $255 under California law, and we also cash checks and sell money orders at the same counter.
Our one store is a practical stop for many people in the South Bay, and it is a reasonable drive for people across the county. This page explains who we serve, how long the drive is and how to start a request. For the state rules, read our California payday loan page.
See what a California payday loan costs
Move the sliders. California caps the fee at 15% of the check, so the numbers below are the legal maximum. The store gives you the exact cost in writing before you sign.
Fee = 15% of the check amount (about $17.65 per $100 you receive), never more than $45.
Estimate only. Approval is not guaranteed.
Get your cash in 3 steps
- 1Check your drive time
Look at the drive time from your city to 1223 W Carson Street before you plan a visit.
- 2Call or start online
Call (310) 787-7587 or start a request at /apply/ to tell us what you need.
- 3Review the fee before you sign
A $255 loan carries a $45 fee on a $300 check, so review the due date and total before you sign.
Payday loans in Los Angeles: common reasons people stop by
Close to Harbor Gateway
Our store sits near Harbor Gateway and the 110 Freeway, so South Bay drivers can reach us straight from the freeway.
Wilmington and San Pedro errands
Residents of Wilmington and San Pedro can cash a check, pay bills and buy a money order on one trip to Torrance.
Cashing payroll and government checks
Bring a payroll or government check to our Torrance counter. Ask about current check cashing rates before you visit.
Rent due before a paycheck
When rent or utilities are due before payday, a short loan may help, but only if you can repay it in full on the due date.
Registration and tags in Torrance
Our store offers DMV registration services for registration and tags, which can save you time at the DMV line.
Calling from South LA
A quick call to (310) 787-7587 helps South LA residents confirm the route and the services they need before they drive.
Getting to our Torrance store from Los Angeles
- From downtown Los Angeles or South LA, take the I-110 South.
- From San Pedro, Wilmington or Harbor City, take the I-110 North.
- Exit at Carson Street: turn right if you came south, or left if you came north, so you head west.
- Our store is at 1223 W Carson Street, across from Harbor-UCLA Medical Center.
Areas closest to the store
Harbor Gateway, Harbor City, Wilmington, San Pedro
ZIP codes we see most from here
- 90247
- 90248
- 90710
- 90744
- 90731
- 90732
Start your request at /apply/ from home, then call (310) 787-7587 before you drive so you know what to bring. If you need a check cashed or a money order too, plan to handle it on the same trip.
Payday loan vs other options in Los Angeles
| Option | When it fits | What to watch |
|---|---|---|
| CC California Cash payday loan | Licensed, in person, and capped at $255 by state law. | Fees are high, so use it only for a short-term need. |
| Credit union small loan | May cost less for members who qualify. | Membership and approval can take longer. |
| Bank overdraft | You may already have the account. | Overdraft fees can add up quickly. |
| Credit counselor | Reviews your whole budget with you. | Works best when you can plan ahead. |
The check can be at most $300 and the fee at most $45, so the most you receive is $255; no rollovers. See the full rate chart and disclosures.
Our Torrance store
CC California Cash
1223 W Carson Street
Torrance, CA 90502
Across from Harbor-UCLA Medical Center, in the Starbucks parking lot.
Hours: Mon–Fri 9:00 AM–6:00 PM
Sat–Sun 10:00 AM–4:00 PM
More details
Getting to our Torrance store from Los Angeles
From downtown Los Angeles or South LA, take the I-110 South and exit at Carson Street, then head west. Our store is at 1223 W Carson Street, across from Harbor-UCLA Medical Center. Downtown Los Angeles is about 25 to 35 minutes north on the 110, so leave a little extra time for traffic.
If you are coming from San Pedro, Wilmington or Harbor City, take the I-110 North, exit at Carson Street and turn left to head west. Our location page has more detail.
Neighborhoods closest to our store
The store sits near Harbor Gateway, and Harbor City is only about 5 to 10 minutes away. Wilmington and San Pedro are about 10 to 15 minutes south, so residents there can reach us in one short drive on the 110.
Several errands on one trip
Our counter does more than payday loans. You can cash a government or payroll check, buy a money order, pay bills or send a MoneyGram transfer to Mexico or elsewhere in the world during the same visit.
We also offer cell phone cards, mailboxes and DMV registration services. Our money orders are low-cost, and our check cashing fees follow California law, so ask the counter for current fees before you come.
Start online at home, then call
You can start a request at /apply/ from home, so the basics are ready before you leave. The online form is a third-party form, and it does not promise approval, amount or timing. Then call (310) 787-7587 to ask what to bring and what to expect when you arrive.
Frequently asked questions
Which Los Angeles neighborhoods are closest to your store?
The store sits near Harbor Gateway. Harbor City is about 5 to 10 minutes away, and Wilmington and San Pedro are about 10 to 15 minutes south.
How do I drive from downtown Los Angeles to your store?
Take the I-110 South and exit at Carson Street, then head west. The store is at 1223 W Carson Street, across from Harbor-UCLA Medical Center. The drive is about 25 to 35 minutes, but traffic can change that.
Can I cash a check and pay bills on the same visit from Los Angeles?
Yes. Check cashing, money orders and bill payments are all handled at our Torrance counter, so you can finish several errands in one visit. Ask for current rates when you arrive.
Can I start my request online before I drive from Los Angeles?
Yes. Start at /apply/ from home, then call (310) 787-7587 to learn what to bring. The online form does not promise approval, amount or timing.
What should I look for once I reach Carson Street?
Look for Harbor-UCLA Medical Center, since our store is across the street from it. The store shares its parking lot with a Starbucks.
More ways we can help
- California Payday Loans: Rules, Limits and Licensed Lenders
- Payday Loans Long Beach CA: Our Torrance Store Is 15-20 Minutes Away
- Payday Loans Gardena CA: A Short Drive to Our Torrance Store
- Payday Loans Carson CA: A Short Trip to Our Torrance Store
- Payday Loans Near Me at Our Torrance Store
- Check Cashing Torrance CA: Payroll and Government Checks
Helpful guides
Visit us in Torrance from Los Angeles
Enter 1223 W Carson Street, Torrance, CA 90502 in your map app, call (310) 787-7587 with questions, or start at /apply/ before you leave. We have one store, so a quick call before the drive is worth it.
Payday loans are meant for short-term emergency needs, not a long-term financial solution. CC California Cash is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Approval is not guaranteed; the amount and cost depend on your information and California law.