Payday Loans Long Beach CA: Our Torrance Store Is 15-20 Minutes Away
Payday loans Long Beach residents can use are at our Torrance store, about 15 to 20 minutes away on the 405. Loans up to $255, licensed by the California DFPI.
- Loans up to $255
- Torrance store, 15-20 min
- Licensed by California DFPI
Approval is not guaranteed. Licensed by the California DFPI.
Payday loans Long Beach residents can use are available at CC California Cash, our licensed store in Torrance. We serve LA County from one store at 1223 W Carson Street, about 15 to 20 minutes from Long Beach on the 405.
Payday loans are meant for short-term emergencies, not a long-term solution. This page explains how to reach our store from Long Beach and what to plan before you make the trip. You can also start a request online at any time.
See what a California payday loan costs
Move the sliders. California caps the fee at 15% of the check, so the numbers below are the legal maximum. The store gives you the exact cost in writing before you sign.
Fee = 15% of the check amount (about $17.65 per $100 you receive), never more than $45.
Estimate only. Approval is not guaranteed.
Get your cash in 3 steps
- 1Plan the trip to Torrance
Our only store is at 1223 W Carson Street, about 15 to 20 minutes from Long Beach on the 405.
- 2Check the total cost
Compare the $45 fee on a $300 check with the amount you actually need before you borrow.
- 3Pay the loan in full
A new payday loan cannot start until the old one is paid, and extensions and rollovers are not allowed.
Cash advance in Long Beach, CA: common reasons people search
A commute that ends in a repair
A car repair can come up on the way to work. If you need a short-term fix, a loan from our Torrance store may help when you can repay it in full.
West Long Beach to Torrance
West Long Beach residents can reach our store on the 405 and then the 110. Check the route before you leave.
Rent or utilities in North Long Beach
When rent or utilities arrive before payday, a short loan can help if you can repay it in full on the due date.
Payroll and government checks
Bring a payroll or government check to our Torrance store and ask what the current check cashing rate is. Rates change, so confirm before you sign anything.
Ask before you drive
Calling (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) helps you plan the trip and confirm the services you need.
Getting to our Torrance store from Long Beach
- From Long Beach, take the I-405 toward Torrance and Santa Monica.
- Merge onto the I-110 South toward San Pedro.
- Exit at Carson Street and head west.
- Our store is at 1223 W Carson Street, across from Harbor-UCLA Medical Center.
Areas closest to the store
West Long Beach, North Long Beach, Downtown Long Beach
ZIP codes we see most from here
- 90810
- 90805
- 90802
- 90804
Call (310) 787-7587 before you leave, since we have one store in Torrance. Plan a second errand, such as a money order or check cashing, for the same trip.
Payday loan vs other options for Long Beach residents
| Option | When it fits | What to watch |
|---|---|---|
| CC California Cash payday loan (Torrance) | Licensed in California, loans up to $255, and you can start online. | The $45 fee on a $300 check is high, and the loan must be paid in full before a new one. |
| Credit union small loan | Can carry lower rates and longer repayment terms. | Membership and approval take time, and approval is not certain. |
| Bank overdraft coverage | Fast if you already have an account with overdraft coverage. | Overdraft fees can add up quickly and can cost more than you expect. |
| Help from family or friends | Often no fee at all. | Can strain relationships, so agree on a repayment date first. |
The check can be at most $300 and the fee at most $45, so the most you receive is $255; no rollovers. See the full rate chart and disclosures.
Our Torrance store
CC California Cash
1223 W Carson Street
Torrance, CA 90502
Across from Harbor-UCLA Medical Center, in the Starbucks parking lot.
Hours: Mon–Fri 9:00 AM–6:00 PM
Sat–Sun 10:00 AM–4:00 PM
More details
Long Beach residents: the trip to Torrance
Long Beach does not have a CC California Cash store, so residents make the drive to our Torrance location. The trip usually takes 15 to 20 minutes on the 405, and rush hour can add time, so plan around it.
Plan the stop before you leave home, and save our full address in your map app.
West, North and Downtown Long Beach on the 405
Residents of West Long Beach, North Long Beach and Downtown Long Beach all use the 405 for this trip. Once you reach the 110 South toward San Pedro, take the Carson Street exit and head west to our store.
Traffic on both freeways changes by time of day, so leave a few extra minutes if you have an appointment that day.
Handle several errands at one counter
Our Torrance store offers more than payday loans. We cash payroll and government checks, sell money orders, take bill payments and offer MoneyGram transfers to Mexico and around the world.
Cell phone cards and DMV registration services are also available. Ask the counter for current fees, since our money orders are low-cost and our check cashing fees follow California law.
Start online, then pick up the phone
You can begin your request at /apply/ before you make the drive. That form is run by a third party, and it cannot promise approval, a set amount or a timing. Call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) to learn what to bring.
Frequently asked questions
Which parts of Long Beach are quickest to reach us from?
Residents of West Long Beach, North Long Beach and Downtown Long Beach all take the 405 to reach our Torrance store. The trip usually takes about 15 to 20 minutes, and traffic can change that.
Can I cash a check on the same visit as a payday loan request?
Yes. Check cashing, money orders, MoneyGram transfers and bill payments are offered at our Torrance store, so you can handle several tasks at once. Ask for current rates.
Can I begin a request online before I make the trip from Long Beach?
Yes. The form is at /apply/. It is run by a third party, so it does not promise approval, amount or timing, and a call to (310) 787-7587 can answer your questions first.
Should I call before I drive from Long Beach?
A short call during our hours (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) helps. Our staff can explain what to bring and what to expect before you travel, which can save you a wasted trip to our one store.
What landmark will help me find the store?
Watch for Harbor-UCLA Medical Center on W Carson Street, since our store sits directly across from it. A Starbucks shares the parking lot.
More ways we can help
- California Payday Loans: Rules, Limits and Licensed Lenders
- Payday Loans Los Angeles: Licensed South Bay Store
- Payday Loans Gardena CA: A Short Drive to Our Torrance Store
- Payday Loans Carson CA: A Short Trip to Our Torrance Store
- Payday Loans Near Me at Our Torrance Store
- Check Cashing Torrance CA: Payroll and Government Checks
Helpful guides
Make the trip to 1223 W Carson Street
Enter 1223 W Carson Street, Torrance, CA 90502 in your map app, or call (310) 787-7587 to talk with our staff. You can also start at /apply/ and visit when you are ready.
Payday loans are meant for short-term emergency needs, not a long-term financial solution. CC California Cash is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Approval is not guaranteed; the amount and cost depend on your information and California law.