Payday Loans Gardena CA: A Short Drive to Our Torrance Store

Gardena residents can get payday loans or cash a check at our Torrance store, about 10 minutes south. Loans up to $255, licensed by the California DFPI.

  • About 10 minutes from Gardena
  • Loans up to $255
  • Check cashing and money orders
Apply Now Visit the store

Approval is not guaranteed. Licensed by the California DFPI.

Quiet residential street with palm trees in Los Angeles County
Up to $255payday loan ($300 check)
15 minutesto qualify in the store
DFPI licensedCalifornia lender since 1999
1223 W Carson StTorrance, across from Harbor-UCLA

Gardena residents looking for payday loans can visit CC California Cash in Torrance. Our store at 1223 W Carson Street is about 10 minutes south of Gardena, so a loan, a check cashing or a money order is a quick trip.

We do not have an office in Gardena. A payday loan in California is a short-term tool with a fixed fee, so it helps to know the full cost before you visit or start a request online.

Cost calculator

See what a California payday loan costs

Move the sliders. California caps the fee at 15% of the check, so the numbers below are the legal maximum. The store gives you the exact cost in writing before you sign.

$50$255
731 days

Fee = 15% of the check amount (about $17.65 per $100 you receive), never more than $45.

Fee (finance charge)
$45.00
Check amount you write$300.00
APR for this term460.16%
Apply Now

Estimate only. Approval is not guaranteed.

How it works

Get your cash in 3 steps

  1. 1
    Head south to Torrance

    Drive to 1223 W Carson Street, Torrance, about 10 minutes from Gardena.

  2. 2
    Decide how much you need

    Borrow only what you need, up to $255, and know the $45 fee on a $300 check.

  3. 3
    Plan the payment

    Set aside the full payment before the payment date, because rollovers and extensions are not allowed.

Is it right for you?

Other reasons Gardena residents look for a cash advance

Head south to Torrance

Gardena is about 10 minutes from our store, so the trip is a short one on the 110 South.

Driving the 110 or 405

If you already drive south for work, our Torrance store sits close to both freeways, making it an easy stop.

Bring your check to our counter

Bring a payroll or government check to our Torrance counter, then ask for the current check cashing rate before you visit.

Money orders for bills

Money orders are accepted widely and can cover a bill payment. They are low-cost, so ask the counter for the current fee.

Knowing the lender is licensed

We are licensed by the California DFPI. Ask our staff to walk you through the terms before you sign.

Directions

Getting to our Torrance store from Gardena

  1. From Gardena, head south toward Torrance on the I-110.
  2. Take the Carson Street exit and head west.
  3. Or use surface streets south to Carson Street, then continue west.
  4. Our store is at 1223 W Carson Street, across from Harbor-UCLA Medical Center.

Areas closest to the store

Gardena, Harbor Gateway

ZIP codes we see most from here

  • 90247
  • 90248
  • 90249

Call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) before you drive, and start at /apply/ if you want to save time at the counter. A money order or check cashing stop can fit on the same trip.

Compare

Payday loan vs other options for Gardena residents

OptionWhen it fitsWhat to watch
CC California Cash payday loan (Torrance)Licensed in California, loans up to $255, and you can start online.The $45 fee on a $300 check is high, and you must pay the loan in full before a new one.
Credit union small loanCan carry lower rates and longer repayment terms.Membership and approval take time, and approval is not certain.
Payday advance from your employerOften has no fee if your employer offers it.Available only if your employer offers the program.
Help from family or friendsOften no fee at all.Can strain relationships, so agree on a repayment date first.
California rules apply to every loan.

The check can be at most $300 and the fee at most $45, so the most you receive is $255; no rollovers. See the full rate chart and disclosures.

Visit us

Our Torrance store

CC California Cash

1223 W Carson Street
Torrance, CA 90502

Across from Harbor-UCLA Medical Center, in the Starbucks parking lot.

(310) 787-7587

Hours: Mon–Fri 9:00 AM–6:00 PM
Sat–Sun 10:00 AM–4:00 PM

Apply Now Directions

Good to know

More details

The drive from Gardena to our store

From Gardena, the trip to our store is about 10 minutes south. Take the I-110 South, exit at Carson Street and head west, or use surface streets south to Carson Street and continue west.

Our store is at 1223 W Carson Street in Torrance, near Harbor Gateway, the 110 Freeway and the 405.

Near Harbor Gateway and the freeways

Harbor Gateway is nearby, and the 110 and 405 freeways are close to our Torrance store. That makes the store a practical stop for Gardena residents who already drive south for work or errands.

Keep Harbor-UCLA Medical Center in mind as a landmark, since our store is directly across from it.

Errands that fit on the same trip

Gardena visitors can cash a payroll or government check, pay bills, send a MoneyGram transfer or buy a money order at one counter. Our Torrance store also sells cell phone cards and offers mailboxes.

Our check cashing fees are posted at the counter and follow California law, so ask for the current fee before you cash a check.

Start online from home, then call

If you want to save time at the counter, start your request at /apply/ from home. The form is run by a third party and does not promise approval, amount or timing, so call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM) to ask what to bring.

Frequently asked questions

Do Gardena residents have a closer CC California Cash store than Torrance?

No. Our only store is at 1223 W Carson Street in Torrance, about 10 minutes south of Gardena.

Which freeway should I take from Gardena?

Take the I-110 South and exit at Carson Street, then head west. You can also use surface streets south to Carson Street and then head west.

Can I finish several errands in one trip from Gardena?

One trip can cover check cashing for government and payroll checks, bill payments and MoneyGram transfers at our Torrance store. Ask for current rates before you visit.

What should I do before I drive from Gardena?

Start your request at /apply/ from home if you want to save time, then call (310) 787-7587 (Mon-Fri 9 AM-6 PM, Sat-Sun 10 AM-4 PM). Our staff can explain what to bring before you travel.

Does the store sell money orders for rent?

Yes. Money orders are sold at our Torrance store, are low-cost, and are accepted widely. Ask the counter for the current fee.

More ways we can help

Helpful guides

Visit our Torrance store from Gardena

Enter 1223 W Carson Street, Torrance, CA 90502 in your map app, or call (310) 787-7587 to talk with our staff. Stop by in person to review your options before you decide.

Apply Now

Payday loans are meant for short-term emergency needs, not a long-term financial solution. CC California Cash is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Approval is not guaranteed; the amount and cost depend on your information and California law.

    • Great Payday Loans
    • Check cashing with fees within California limits.
    • Low-cost money orders.
    • MoneyGram wire services to the world.
    • DMV Registration
    • Cell phone cards.

    At California Cash we are licensed under the State of California to provide payday loans at a regulated rate. Our fees follow California law and are disclosed in writing before you sign.

    Licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law.

Important information. CC California Cash is operated by Otane, Inc. and is licensed by the California Department of Financial Protection and Innovation (DFPI) pursuant to the California Deferred Deposit Transaction Law. A California payday loan (deferred deposit transaction) is limited to a $300 check; the fee may not exceed 15% of the check ($45), so the most you can receive is $255. Example: a $255 advance with a $45 fee repaid in 14 days has an APR of 460.16%; the APR is higher for shorter terms and lower for longer terms. Payday loans are meant for short-term emergency needs, not long-term financial solutions. There are no rollovers or extensions, and you cannot be prosecuted for a returned check. Requests made online through our website form may be reviewed by lenders in a third-party network that set their own terms; approval is not guaranteed and lenders may verify your information and check your credit. To check a license or file a complaint, contact the DFPI at 1-866-275-2677.