Legal Disclaimer

Effective date: November 2, 2026

General information only

The content of www.torrancepaydayloan.com is provided by CC California Cash, operated by Otane, Inc., referred to as "California Cash," "we" or "us," for general information. It is not legal, tax, credit or financial advice, and reading it does not create an attorney-client or advisory relationship. If you need advice about your situation, please consult a qualified professional.

About our services

At our Torrance, California store we offer payday loans, called deferred deposit transactions under California law, of up to $255 against a $300 check, along with check cashing, money orders, MoneyGram transfers, bill payment, DMV registration services, cell phone cards and mailbox rental. We cannot promise approval: we review your request, and we or lenders in a third-party network may verify your information and check your credit. Amounts, terms, fees and availability can change. The exact cost and repayment terms of any loan appear in the written agreement and disclosures you receive before you sign. Consider your budget carefully before borrowing.

Website provided "as is"

We work to keep the Site accurate and available, but we do not promise that it will be error-free, uninterrupted or free of harmful components. Information may be out of date or contain mistakes. Where the Site and your signed written agreement differ, the written agreement controls.

Limits on liability

To the fullest extent permitted by California and federal law, CC California Cash is not liable for damages arising from your use of, or inability to use, the Site, or from reliance on its content. Nothing in this disclaimer limits rights you have under your written agreement or under laws that cannot be waived.

Third-party links and services

The Site may link to other websites, such as the California Department of Financial Protection and Innovation (DFPI) and the Consumer Financial Protection Bureau (CFPB), and may use a secure third-party network for online requests. We do not control those sites or services, do not endorse their content, and are not responsible for their practices. Their terms and privacy policies apply when you use them.

Consumer reports, identity and other federal notices

  • We may obtain consumer reports and will send required notices under the Fair Credit Reporting Act and the Equal Credit Opportunity Act if we decline an application.
  • Federal law requires us to verify your identity (USA PATRIOT Act).
  • Covered service members and their dependents are protected by the Military Lending Act.

See Legal and Licensing for regulator information.

Intellectual property

Site content, names and logos are protected by intellectual property laws and may not be copied or reused without written permission.

Changes

We may change this disclaimer at any time. The effective date above shows the current version, and continued use of the Site means you accept the update.

Governing law

This disclaimer is governed by California law and applicable federal law. See our Terms and Conditions for venue and other terms.

Contact

  • 1223 W Carson Street, Torrance, CA 90502: phone
  • Store hours: Monday-Friday 9:00 AM - 6:00 PM, Saturday and Sunday 10:00 AM - 4:00 PM.

Questions or complaints: Complaints and Contact. Regulator: California Department of Financial Protection and Innovation, toll-free 1-866-275-2677.

Questions? Call CC California Cash at (310) 787-7587 or visit us at 1223 W Carson Street, Torrance.

    • Great Payday Loans
    • Check cashing with fees within California limits.
    • Low-cost money orders.
    • MoneyGram wire services to the world.
    • DMV Registration
    • Cell phone cards.

    At California Cash we are licensed under the State of California to provide payday loans at a regulated rate. Our fees follow California law and are disclosed in writing before you sign.

    Licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law.

Important information. CC California Cash is operated by Otane, Inc. and is licensed by the California Department of Financial Protection and Innovation (DFPI) pursuant to the California Deferred Deposit Transaction Law. A California payday loan (deferred deposit transaction) is limited to a $300 check; the fee may not exceed 15% of the check ($45), so the most you can receive is $255. Example: a $255 advance with a $45 fee repaid in 14 days has an APR of 460.16%; the APR is higher for shorter terms and lower for longer terms. Payday loans are meant for short-term emergency needs, not long-term financial solutions. There are no rollovers or extensions, and you cannot be prosecuted for a returned check. Requests made online through our website form may be reviewed by lenders in a third-party network that set their own terms; approval is not guaranteed and lenders may verify your information and check your credit. To check a license or file a complaint, contact the DFPI at 1-866-275-2677.