Payday Loans Near Me at Our Torrance Store
Looking for payday loans near me? Visit our Torrance store at 1223 W Carson Street, across from Harbor-UCLA Medical Center.
- 1223 W Carson St, Torrance
- Across from Harbor-UCLA
- Call (310) 787-7587
Approval is not guaranteed. Licensed by the California DFPI.
Searching for payday loans near me? CC California Cash is a licensed payday lender and check casher at 1223 W Carson Street in Torrance, CA 90502. We have served Los Angeles County since 1999, and our one store is easy to reach from the 110 and the 405.
This page covers how to find us, which landmarks to look for, which services you can use at the counter and how to get in touch before you visit. For the rules behind our loans, see our California payday loan guide.
See what a California payday loan costs
Move the sliders. California caps the fee at 15% of the check, so the numbers below are the legal maximum. The store gives you the exact cost in writing before you sign.
Fee = 15% of the check amount (about $17.65 per $100 you receive), never more than $45.
Estimate only. Approval is not guaranteed.
Get your cash in 3 steps
- 1Find us on W Carson Street
Head to 1223 W Carson Street in Torrance, near Harbor Gateway, the 110 and the 405.
- 2Call ahead with questions
Dial (310) 787-7587 to ask about our services before you come in. We are open Mon-Fri 9 AM-6 PM and Sat-Sun 10 AM-4 PM.
- 3Stop in and talk with our staff
Our staff can walk you through the loan amount, the fee and the due date in person.
Cash advance near me and check cashing near me
Close to Carson, Harbor City and Lomita
Our store is a short drive from Carson, Harbor City and Lomita, so residents of those cities can stop in without a long trip.
Near the medical center
Patients and visitors at Harbor-UCLA Medical Center can find our store across from the hospital when money is tight.
Check cashing for payroll checks
Bring a payroll or government check and ask about our check cashing fee, which follows California law.
Licensed and in person
We are licensed by the California DFPI, so you can talk face to face with a state-licensed lender.
Easy to reach by car
The store sits near the 110 and the 405, which makes it a practical stop for drivers across the South Bay.
A friendly, courteous staff
Our staff is friendly and courteous and ready to answer questions about payday loans and our other services.
What to bring
- Valid government photo ID (driver's license or state ID)
- Your most recent pay stub or proof of income
- An open checking account and a personal check
- A phone number where we can reach you
Call (310) 787-7587 before you come to confirm what you need.
Payday loan vs other options near you
| Option | When it fits | What to watch |
|---|---|---|
| Visit our Torrance store | Talk face to face with a licensed lender. | Plan your trip and call ahead for details. |
| Apply online through our request form | Start from home and skip the trip. | It does not promise approval, amount or timing. |
| Bank overdraft | You may already have the account. | Overdraft fees can add up quickly. |
| Credit union small loan | May cost less for members who qualify. | Membership and approval can take longer. |
The check can be at most $300 and the fee at most $45, so the most you receive is $255; no rollovers. See the full rate chart and disclosures.
Our Torrance store
CC California Cash
1223 W Carson Street
Torrance, CA 90502
Across from Harbor-UCLA Medical Center, in the Starbucks parking lot.
Hours: Mon–Fri 9:00 AM–6:00 PM
Sat–Sun 10:00 AM–4:00 PM
More details
Address, phone and how to reach us
Our store is at 1223 W Carson Street, Torrance, CA 90502, in the South Bay area of Los Angeles County. Call (310) 787-7587 with questions about our loans or services.
You can also start a payday loan request online at /apply/. An online request does not promise approval, amount or timing, so calling or visiting is the best way to talk through your options.
Landmarks: how to spot us in Torrance
Our store sits across from Harbor-UCLA Medical Center, which some people still call Harbor UCLA Hospital. We are in the same parking lot as a Starbucks, so look for the coffee shop and the medical center as your guide.
Getting here from the 110, the 405 and nearby cities
We are near Harbor Gateway, the 110 Freeway and the 405. Drive times are approximate and change with traffic:
- Carson: next door, about 5 minutes.
- Harbor City and Lomita: about 5 to 10 minutes.
- Gardena: about 10 minutes north.
- Wilmington and San Pedro: about 10 to 15 minutes south.
- Redondo Beach: about 15 minutes west.
- Long Beach: about 15 to 20 minutes east on the 405.
- Downtown Los Angeles: about 25 to 35 minutes north on the 110.
Our Torrance store serves all of these areas. We have one store, and we do not have locations anywhere else.
Services you can use at our counter
Before you visit, call (310) 787-7587 and ask our staff what to bring for the service you need. Here is what our counter offers:
- Payday loans of up to $255 (on a $300 check, with a $45 fee).
- Check cashing: government and payroll checks with fees that follow California law, plus payroll and EBT-type debit cards.
- Low-cost money orders (ask at the counter for the current fee).
- MoneyGram to Mexico and around the world.
- Bill payment, cell phone cards and monthly mailbox rental (ask for current pricing).
- DMV registration services for registration and tags without the DMV line.
You can read more on our check cashing page. Ask about our in-store discount when you apply in person.
Frequently asked questions
Where is the CC California Cash payday loan store?
We are at 1223 W Carson Street in Torrance, CA 90502. We are in the South Bay area of Los Angeles County, across from Harbor-UCLA Medical Center.
Is there a payday loan store near me in Long Beach or Gardena?
We have one store, in Torrance. It serves Long Beach, Gardena and nearby cities. Long Beach is about 15 to 20 minutes away on the 405, and Gardena is about 10 minutes north.
What are your store hours?
We are open Monday to Friday, 9:00 AM to 6:00 PM, and Saturday and Sunday, 10:00 AM to 4:00 PM. You can also call (310) 787-7587 before you visit.
How do I get to your store from the 110 or the 405?
The store is near Harbor Gateway, the 110 Freeway and the 405. Carson is next door, about 5 minutes away, and downtown Los Angeles is about 25 to 35 minutes north on the 110.
Can I apply for a payday loan without visiting the store?
Yes, you can start an online request. An online request does not promise approval, amount or timing, so calling or visiting lets you ask your questions first.
What other services can I use at the store besides payday loans?
You can cash government and payroll checks, buy low-cost money orders, send MoneyGram transfers, pay bills, buy cell phone cards and get DMV registration services.
Is there a discount for applying in person?
Our store offers a discount to people who apply in person. Ask our staff for the details when you visit.
More ways we can help
- California Payday Loans: Rules, Limits and Licensed Lenders
- Payday Loans Los Angeles: Licensed South Bay Store
- Payday Loans Long Beach CA: Our Torrance Store Is 15-20 Minutes Away
- Payday Loans Gardena CA: A Short Drive to Our Torrance Store
- Payday Loans Carson CA: A Short Trip to Our Torrance Store
- Check Cashing Torrance CA: Payroll and Government Checks
Helpful guides
Visit us today or call first
Stop by 1223 W Carson Street in Torrance, or call (310) 787-7587 to talk with our staff before you come. You can also start at /apply/. For the full list of what we offer, see our services page.
Payday loans are meant for short-term emergency needs, not a long-term financial solution. CC California Cash is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Approval is not guaranteed; the amount and cost depend on your information and California law.