Payday Loans Carson CA – The Real Reason Banks Offer Them

payday loans carson caOur Payday Loans Carson CA are $16 per $100 and cheaper than any other competitor out there. Banks offer payday loans, but that can be expensive. Banks only give payday loans to their customers if direct deposit your payroll. Your payroll check is collateral in case you forget to pay your loan on time.

Getting a payday loan from a bank can be dangerous since it can overdraft your account. You would think that if you received a payday loan from your bank they would waive overdraft fees. You can expect charges of $35 to $50 for an overdraft. Banks take advantage of their customers this way, and it is terrible. `

We recommend that you direct deposit your payroll check to a pre-paid debit card. You can pay your bills online free. If you need the cash you can come into our store and cash out the balance. You will never be in danger of an overdraft using this method. If you need extra money you can apply for a payday loan.

Getting payday loans Carson CA from us is much cheaper than getting an overdraft fee from a bank. For the cost of an overdraft fee we can give you up to $300. Overdraft fees are typically $40 and the checks that trigger these overdrafts are less than $100. People often ignore these fees because they trust the banks, but if you look at the charges you may think twice.

Our check cashing fees are low as well. We charge 1.25% for payroll and government checks under $1000. The advantage of doing business with us is that we can give you cash immediately. Banks will put a hold on your checks for up to 3-5 business days, and if you need to pay your bills that will not help. The banks make money when holding checks during that holding period. They can only make money if they are charging you a fee.

Using our check cashing fees will help you budget your money. Relying on banks for short term credit is every expensive especially when incurring overdraft fees. Payday loans are better since they are a cheaper alternative. Saving money is what is important.

We offer free money orders to our customers since we know many are not using their checking accounts. These money orders are good anywhere in the world and you can’t say that about your bank’s checks. Money orders don’t expire and accepted anywhere. MoneyGram issues these money orders and people have used them to send to their relatives overseas. Money orders usually cost anywhere between $0.75 to $1.25 and this can save you money in the long run.

Call us at (310) 787-7587 and we will help you with your financial needs. It takes less than 15 minutes to apply for a payday loan and you can get the cash immediately. You can purchase free money orders from us as well. Use these to pay your bills and save money. We also offer money transfer services to anywhere in the world. Many of our customers send money to Mexico, India and the Philippines  on a regular basis.






About James Betz

James Betz is an authority in the check cashing and payday loan business for over 13 years. His writings can be found in various forums and articles.
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